iKonek Pay

Payment infrastructure for the next generation of Philippine business.

Move money in and out, settle in real time, and onboard customers with one integrated platform — built for corporate treasuries, merchants, and growing platforms.

Become a Partner Explore Capabilities

What We Power

One integration covers the payment flows your business needs to run end to end.

Disbursements

Bulk payouts to bank accounts, e-wallets, and cash pickup. Salary, vendor, and customer refunds in a single workflow.

Collections

Accept payments through bank transfer, e-wallets, cards, and over-the-counter — all reconciled to one ledger.

Bills Payment

Connect to utilities, telcos, government, and tuition billers through a unified API.

E-Loading & Top-ups

Mobile prepaid load, data, and gaming top-ups for all major Philippine networks.

QR & Cashless

QR Ph-compatible acceptance for in-person and dynamic checkout, plus tokenized recurring payments.

Merchant Acquiring

Onboard merchants and agents with KYB tooling, settlement schedules, and dashboards.

Built for Partners

Three audience segments, one platform — pick what fits your business model.

Corporate Treasuries

Run payroll, vendor payouts, and customer disbursements with audit-ready records and approval workflows.

  • Bulk file uploads & API
  • Multi-rail routing
  • Maker / checker controls

Merchants & Marketplaces

Collect online and in-store, settle to your operating account, and reconcile every transaction automatically.

  • Hosted checkout & SDK
  • QR Ph & e-wallet acceptance
  • Daily settlement reports

Aggregators & Platforms

White-label payment rails for marketplaces, fintechs, and SaaS platforms — your brand, our infrastructure.

  • Sub-merchant onboarding
  • Branded customer portals
  • Revenue share models

Why iKonek Pay

One Integration

A single API and dashboard for every payment rail — instead of stitching together multiple providers.

PH-First Coverage

Built for Philippine payment networks: GCash, Maya, banks, OTC, and QR Ph from day one.

Real-time Settlement

Funds move on the rails that support instant transfer, with clear timelines for the rails that don't.

Compliance-Ready

KYC, KYB, transaction monitoring, and audit trails built into the platform — not bolted on after.

Local Support

Manila-based partnership and integration team that knows the local payment landscape and works in your timezone.

Onboarding in Four Steps

From first call to live transactions — typically four to eight weeks depending on integration depth.

  1. 01

    Discovery Call

    Walk through your payment use case, volumes, and timelines. We map your needs to the right rails and propose a commercial structure.

  2. 02

    Commercial Terms

    Service agreement, pricing, and SLAs. KYB documents collected and reviewed in parallel.

  3. 03

    Integration & Sandbox

    API keys issued. Your team integrates against our sandbox with engineering support. UAT runs end-to-end test transactions.

  4. 04

    Go-Live

    Production credentials issued, settlement accounts linked, and your dedicated account manager kicks off ongoing support.

Ready to onboard?

Tell us about your business and we'll line up a discovery call within two business days.

Email business@ikonekdigitalsolutions.com Call +63 924 186 9157

Contact iKonek

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